Our Services
Legal, attorney-led debt settlement services for Connecticut families - negotiate less, avoid bankruptcy, and get a clear path forward.
Free Consultation
What We Offer
Debt Settlement Services
Attorney Dave Falvey provides qualified legal help with debt settlement across Connecticut - not a call center, but a real law office on your side.
Debt Settlement Negotiation
We negotiate directly with creditors to reduce what you owe on credit cards, medical bills, and unsecured debt — often for a fraction of the balance.
Creditor & Collector Protection
Once we represent you, collection calls go to our office. We enforce your rights under the FDCPA and handle aggressive collectors on your behalf.
Bankruptcy Evaluation
Not sure if settlement or bankruptcy is right? We compare Chapter 7, Chapter 13, and non-bankruptcy options so you can make an informed choice.
Free Financial Consultation
Your first meeting — in person or virtual — is free and confidential. We review your debts, income, and goals before recommending any program.
Lawsuit & Garnishment Defense
If a creditor sues or threatens legal action, an attorney can respond immediately — something debt settlement companies cannot do for you.
Credit Recovery Guidance
Debt settlement may affect your credit short-term. We help you understand the timeline and steps to rebuild a healthy score after your debts are resolved.
How Debt Settlement Works
Non-bankruptcy debt relief in three straightforward steps.
Get In Touch
Contact Dave Falvey with the details of your situation — your debts, your income, and your goals for getting out of debt.
Situation Assessment
Meet in person or virtually for a thorough review of your case. We explain every option and recommend the best path forward.
Launch Your Game Plan
Once your strategy is set, our office negotiates with creditors and guides you through each payment until your debts are resolved.
Qualified Legal Help
Debt Settlement You Can Trust
Attorney Dave Falvey evaluates your full financial picture and tells you honestly whether debt settlement, bankruptcy, or another approach is right for you. He has counseled thousands of Connecticut consumers and is committed to education — not pressure.
Many people have been exactly where you are today. They trusted Dave to help them find a better way out of debt — and they're glad they did.
Talk to Dave FalveyYour Path to Being Debt Free
From first call to final settlement — here's what to expect.
Free Consultation
We assess your debts, income, and goals. Dave explains every strategy available — settlement, bankruptcy, and alternatives — so nothing is a surprise.
Application & Review
Together you choose the best program for your situation. We complete your application, review the terms, and set up a monthly plan that fits your budget.
Negotiation & Resolution
Our office contacts creditors and negotiates settlements on your behalf. You make one manageable monthly payment while we work to resolve each account.
We Also Advise on Bankruptcy
If settlement isn't the right fit, Dave will tell you — and guide you through Chapter 7 bankruptcy instead.
Chapter 7 Bankruptcy
Often the strongest option for overwhelming credit card and unsecured debt. A voluntary Chapter 7 liquidates qualifying debts — typically within about 90 days — giving you a fresh start. If settlement isn't the right fit, Dave will explain whether Chapter 7 makes sense for your situation and guide you through every step.
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Our Promise
100% Satisfaction Guarantee
Customer satisfaction isn't just a goal — it's Dave Falvey's promise. As a leading consumer advocate, he is committed to honest, effective debt relief that delivers real results.
- Work together as partners to help you become debt-free
- Deliver realistic solutions that make financial freedom achievable
- Listen to your feedback and continuously improve our service
- Provide the highest quality service and customer experience
- Communicate clearly so you know what to expect every step of the way
- Serve as your advocate — our interests are aligned with your success
Not completely satisfied? You may cancel your plan and receive a full refund of service fees paid. No questions asked.
Have Questions About Debt Settlement?
Considering debt settlement or consolidation? Browse our resources for answers to the most common questions Connecticut consumers ask about settling their debts.
Get Your Free Consultation
Confidential, no obligation — speak directly with Attorney Dave Falvey about your debt relief options.